Pradhan Mantri Awas Yojana Gramin (PMAY-G) 2024

On June 25, 2015, the Ministry of Housing and Gramin Affairs established the Pradhan Mantri Awas Yojana Gramin (PMAY-Gramin). The plan intends to offer pucca homes to all qualified Gramin households by 2022, addressing the Gramin housing shortage among the EWS/LIG and MIG groups, which include those living in slums. The Union Cabinet has resolved to extend PMAY(Gramin) until December 31, 2024.

Pradhan Mantri Awas Yojana Gramin Eligibility (PMAY-G): Who Can Apply?

To be eligible for PMAY-G, families must fall into one of the specified EWS categories as defined by the government. This is typically determined using annual household income and social data. Priority is given to households that do not have a home, live in damaged buildings, or are members of Scheduled Castes (SCs), Scheduled Tribes (STs), and minority communities.

Pradhan Mantri Awas Yojana online apply: A Simple Process

The PMAY-G application method is intended to be simple. Here’s what you should know.

1. Applications can be filed online through the official PMAY-G website or at village-based Common Service Centers (CSCs). CSCs assist with online applications, making the process simpler for those unfamiliar with digital platforms.
2. The application usually requires basic documents such as address proof, income certificates, caste certificates (if applicable), and Aadhaar cards.

Pradhan Mantri Awas Yojana Gramin Those who benefit (PMAY-Gramin)

The beneficiaries of the PMAY scheme are mentioned as follows:

In addition, people from the SC, ST, and OBC categories, as well as women from EWS and LIG income groups, will be eligible for the PMAY initiative.

Identification and Selection of Participants Under Gramin

The Pradhan Mantri Awas Yojana (PMAY-Gramin) focuses primarily on the housing requirements of the Gramin poor. Aside from that, the project addresses the housing needs of slum people who live in small areas of slums with inadequate infrastructure, sanitation, and drinking water.

PMAY-U primarily benefits middle-income groups (MIGs), low-income groups (LIGs), and the economically weaker sections (EWS).

While beneficiaries in the EWS category are entitled to full assistance under the plan, beneficiaries in the LIG and LIG categories are only eligible for the Credit Linked Subsidy plan (CLSS) through PMAY.

To be recognized as a LIG or EWS recipient under the Scheme, the applicant must submit an affidavit as income evidence to the authority.

Key Highlights of the PMAY Scheme

The following factors are needed for PMAY

Types of Pradhan Mantri Awas Yojana Gramin Scheme

The PMAY scheme is broken into two sub-sections based on their focus area:

The Pradhan Mantri Awas Yojana – Gramin (PMAY-G), formerly known as the Indira Awas Yojana, was renamed PMAY-G in 2016. The project aims to provide inexpensive and accessible housing units to eligible recipients in rural India (excluding Chandigarh and Delhi).

Under this policy, the Government of India and the individual state governments split the cost of developing housing units in the ratio of 60:40 for plain regions and 90:10 for North-Eastern and hilly areas.

The Pradhan Mantri Awas Yojana Gramin (PMAY-Gramin), as the name means, targets urban regions in India. This plan currently covers 4,331 towns and cities. The scheme is set to function in three distinct phases:

Phase 1: The government planned to cover 100 cities in various states and UTs across the country from April 2015 to March 2017.

Phase 2: Between April 2017 and March 2019, the government planned to cover 200 more cities across various states and union territories around the country.

Phase 3: In Phase 3, the government aimed to cover the cities that were left out in Phases 1 and 2 and achieve

How to Apply for the Pradhan Mantri Awas Yojana Online? 

You can apply for Pradhan Mantri Awas Yojana Gramin (PMAY-Gramin) through the PMAY portal. The PMAY application process is straightforward to use. All you need to do is enter your Aadhaar number. Follow the on-screen instructions and complete and submit the PMAY application form. 

Urban PMAY 

Step 1 – Visit the official PMAY portal. 

Step 2 –  Click on the ‘Citizen Assessment’ option or the ‘Apply Online’ option. 

Step 3 – Depending on your income group choose EWS/LIG/MIG. 

Step 4 – Enter all the requested details such as your personal information, Aadhaar number, income details, etc.  

Step 5 – Submit your application. 

Your application will be verified by the concerned authority. You can visit the PMAY portal to track the status of your application.  

Gramin PMAY 

Step 1 – Visit the official website of Pradhan Mantri Awas Yojana Gramin. 

Step 2 – On the main page, click on the ‘IAY/PMAYG’ option. 

Step 3 – Enter all the requested details such as your personal information, Aadhaar number, and bank account details. 

Step 4 – Submit your application. 

Your application will be verified by the concerned authority. You can visit the Pradhan Mantri Awas Yojana portal to track the status of your application. 

How to check PMAY Application Status?

To check the status of your PMAY application, you can simply log in to the official portal of Pradhan Mantri Awas Yojana Gramin at https://pmaymis.gov.in. After that, you can just navigate to the tracking option and follow the on-screen directions to check the status of your application.

How to Edit Your Details After Submitting Application for PMAY

1. Visit the official website of Pradhan Mantri Awas Yojana Gramin
2. Enter your application reference number and your Aadhaar details
3. Click on the “Edit” option
4. You will now be allowed to edit your application details
5.   PMAY Resource: PMAY Online Application Form

PMAY Customer Care Helpline Numbers

In case of any queries relating to the application process, interest rates and any other scheme-related queries, customers can contact the toll-free helpline number:

• 1800-11-6163 (Urban, HUDCO)
• 1800-11-3388 (Urban,NHB)
• 1800-11-3377 (Urban,NHB)
• 1800-11-6446 (Gramin)

Those facing any issues related to the application process can contact the above toll-free numbers according to the locations.

List of State-Level Nodal Agencies for PMAY (Gramin)

Top 10 Banks Offering Home Loans Under PMAY Scheme

The top 10 banks in India that offer loans under the PMAY scheme are listed below:

• Bank of Baroda
• State Bank of India
• Axis Bank
• IDFC First Bank
• Bandhan Bank
• Bank of India
• HDFC Bank
• IDBI Bank
• Punjab National Bank
• Canara Bank

FAQs on Pradhan Mantri Awas Yojana Gramin 2024

Pradhan Mantri Awas Yojana Online apply 2023-24 last date

The deadline to apply for the PMAY Scheme and get a home loan subsidy is December 31, 2024.

Pradhan Mantri Awas Yojana List

If you want to check the state-wise Pradhan Mantri Gramin Awas Yojana List 2024, then click on the link of any state given below, and then select your district, block, and village on the new page, then enter the captcha. Enter and click on the submit button given below. After this, the housing list of your village will appear in front of you.

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